HMI's focus is to raise the waste places and areas of desolation and blight in economically depressed neighborhoods. The processes of restoration HMI incorporates will provide for safer communities, job and business opportunities, and potential home ownership to those who would not otherwise be in a position to qualify. Realized profits will be reinvested into services and operations to improve the quality and effectiveness of products provided to our customers. Banking services will be provided in communities where they are needed the most; eliminating the use of predatory practices while using evaluation criteria for providing services to families and businesses that go beyond assessing risk based on a credit score.
HMI will provide programs and services to help increase economies and viabilities within targeted communities by the pooling of resources with other organizations and agencies. We will teach individuals basic coping and other life skills through various classroom and workshop instruction designed to assist them with expanding their economic empowerment to achieve higher standards of living in order to make meaningful and lasting contributions within their communities.
Specific areas of focus regarding programs implemented in this organization includes:
Funding is obtained primarily from various gifts and grant programs to include government, foundations and private resources.